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The digital age has brought about unprecedented connectivity and accessibility. However, it has also opened avenues for exploitation, particularly of vulnerable populations such as college girls. Online platforms, sometimes inadvertently, can become conduits for such exploitation, affecting the mental, emotional, and psychological well-being of individuals.

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The rising cost of higher education has birthed a market for high‑interest “pay‑as‑you‑go” loans, tuition‑discount programs with hidden fees, and for‑profit colleges that promise quick credentials but deliver subpar education. Female students, especially those from low‑income backgrounds, are more likely to fall prey to these schemes. The digital age has brought about unprecedented connectivity