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Modern EMV terminals are migrating away from SDA because it is vulnerable to static data cloning. Most terminals in the US and Europe now enforce DDA or CDA, which require a unique dynamic signature per transaction. Attempting to use a static cloned card at a major retailer will likely:

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: A basic authentication method where the terminal verifies a digital signature on static data (like the card number) provided by the issuer. It does not protect against card cloning as effectively as Dynamic Data Authentication (DDA) . Modern EMV terminals are migrating away from SDA

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Stick to and verified open-source libraries for any smart card testing. If you'd like, I can help you find: A list of reputable smart card readers for development.